Summer is a busy time for tradespeople, with vans often left parked for long stretches.
When a van is stolen, it’s not just the vehicle that’s lost; it’s valuable tools and crucial work time too.
A recent survey of over 500 tradespeople revealed that 33% have experienced van theft in the past two years, and 16% have had their vehicle broken into.
New research from Tempcover, a temporary business van insurance company, shows that half of all vehicle thefts occur while vans are parked at job sites, compared to just 7% outside the home.
In terms of break-ins outside the home, 31% of tradespeople reported damage with nothing stolen, while 8% experienced break-ins where both tools and other items were stolen, along with damage to their vans.
Tools, time, and trust: The real cost of van theft
Lost tools and unhappy customers due to job delays or cancellations can seriously hurt a tradesperson’s reputation.
When asked what impact the loss of a vehicle or vehicle issues had on their work, the survey showed:
• 26% were unable to work for some time, having to cancel or delay jobs due to lack of transport
• 40% had to rely on a vehicle from friends, family, or colleagues to keep working
• 15% had to buy a new vehicle altogether
• 8% relied on lifts from others to get to jobs while their van was unusable
• 6% received customer complaints due to last-minute job cancellations
Contingency plans
Despite the clear disruption caused by losing access to a work vehicle, many tradespeople are unfamiliar with some of the practical options available to stay on the road.
When asked about the first step they take if their work vehicle becomes out of action, 34% said they borrow another vehicle, while 27% opt to rent. However, 7% admitted they have no contingency plan in place.
Tempcover claims that temporary business van insurance remains an “underutilised” resource. According to its survey:
• 43% of respondents said they are not aware of what it is or how it could help them
• 19% had used it previously to get insured on an alternative vehicle during a period of disruption
• 5% said they are currently considering it
Claire Wills-Mckissick, an employee at Tempcover, says, “Temporary business van insurance is a practical solution for tradespeople who suddenly find themselves without a vehicle.
“Whether their van has broken down, been stolen, or is in the garage for repairs, flexible short-term cover allows them to borrow a van and continue their work without interruption.
“It’s quick to arrange and can last from just a few hours to several weeks, helping minimise downtime, protect income, and maintain positive relationships with customers.”
